Live: Rates from 11.99% p.a.*

The Smarter Way to Get Any Car Loan.

New car, used car, refinance, top-up or loan against car. Compare offers from 30+ RBI-registered banks and NBFCs and pick the one that fits you best.

Flexible Tenure
12 to 84 months
100% Online
apply from home
60-sec apply

Check Your Eligibility

No documents needed upfront

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Click the Button Above to Apply 👆

🔒 SSL-encrypted · Checking won’t affect your credit score · 100% free for customers

TurboTap is a Loan Service Provider (LSP). We are not a lender - we connect you with RBI-registered banks and NBFCs.

Our network of 30+ trusted banking & NBFC partners

HDFC BANKICICI BankAXIS BANKSBIKOTAKYES BANKIDFC FIRSTTata Capital
Why TurboTap

Why thousands of car buyers choose TurboTap

We turn weeks of bank-running into a single 60-second form. Smarter comparisons, faster approvals, total transparency.

Compare 30+ lenders

Offers from RBI-registered banks and NBFCs, lined up side by side.

One application

We match your profile to the right lenders so you don't shotgun-apply.

100% online

Apply, share documents and e-sign from your phone. No branch queues.

Transparent terms

Rate, tenure, processing fee and total cost shown up front.

Minimal paperwork

Digital KYC. Salaried and self-employed both supported.

Flexible tenure

Repayment options from 12 to 84 months to fit your EMI budget.

Compare

One form. Every offer. Compared for you.

Instead of calling lenders one by one, our representatives help you compare eligible offers side by side - interest rate, tenure, processing fee and total cost - so you can pick what fits you best.

  • All your options presented by our team
  • No bias, no upselling
  • Free to compare - no fee from your side, ever
Loan comparison illustration

Actual offers depend on your profile and lender terms.

How it works

From form to keys in 4 steps

1

Apply in 60 seconds

Basic details. No documents needed upfront.

2

Get matched

We share your profile with suitable lenders from our panel.

3

Compare offers

Pick the lowest rate, best tenure, or fastest disbursal.

4

Get your loan

Online docs, digital signing, disbursal as per lender timelines.*

*Disbursal timelines are set by the lender, not TurboTap.

Reviews

Trusted by car owners across India

Compared offers from 6 banks in one go. Picked the lender with the lowest processing fee and got my refinance done online.
Rahul M.
Salaried · Kochi
I was about to take the dealer's loan. TurboTap matched me with an NBFC at a better rate for the same tenure.
Priya S.
Self-employed · Trivandrum
Top-up on my existing car loan - done in days, all online. Saved me a trip to the branch.
Anand K.
Salaried · Calicut

Key Features

  • Avail loan from ₹1 Lakh to ₹2 Crore maximum
  • Interest rates range from 11.99% to 25%* maximum
  • Repayment tenure from 12 months to 84 months maximum
  • Processing fee ranges from 1% to 2% maximum *T&Cs
  • Disbursal within 4 hours, 24 hours, 48 hours, 5 days and 10 days *T&Cs
  • Both Salaried and Self Employed are eligible

Representative Example

  • If you are borrowing a loan amount of ₹1 Lac and
  • your APR or annual interest rate is 14%, and
  • your loan duration is 60 months,
  • and your monthly EMI is ₹2326.
  • Your total amount with interest and processing fees comes to ₹1,41,609.

Frequently Asked Questions

Everything you need to know before you apply.

Who is eligible for a TurboTap car loan?+

Both salaried and self-employed Indian residents aged 21 to 65 with a stable income can apply. Final eligibility depends on the lender's policy, your CIBIL score, income and existing obligations.

What documents do I need?+

Typically PAN, Aadhaar, address proof, and income proof (last 3 months' salary slips for salaried, or last 2 years' ITR/bank statements for self-employed). Used-car loans may also need vehicle RC and valuation. Document upload is fully digital.

How fast can I get the loan disbursed?+

Soft sanction is usually under 3 minutes after you submit the form. Final disbursal happens between 4 hours and 10 days depending on the lender, loan type and document verification.

Are there any hidden charges?+

TurboTap's service is completely free for customers - we never charge you a fee. Lenders charge a processing fee, typically 1% to 2% of the loan amount. All charges are disclosed by the lender upfront before you accept the offer.

Will applying impact my CIBIL score?+

Submitting the form on TurboTap is an eligibility check and does not affect your credit score. A hard inquiry only happens if you choose to proceed with a specific lender's formal application.

Can I get a loan on a used car older than 5 years?+

Yes, several of our NBFC partners finance used cars older than 5 years, subject to vehicle valuation and condition. Interest rates and loan-to-value ratios may differ from newer vehicles.

Ready to find your best car loan offer?

Top-up, refinance or used-car purchase - compare offers from 30+ banks and NBFCs in 60 seconds.

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